Member can avail loan against the collaterals with the company. Based on the need of a customer, the loan will be processed with a short span of time and disbursed. The loan rate of interest will be as per the Nidhi company guidelines. Following types of collateral can be used to avail the loan.
- Immovable collateral such as Land, building
- Investment such as Deposits , Securities in the company
- Investment such as deposits in other financial institutions
- Savings certificates such as NSC, Postal Savings certificates and so on
- Life insurance policies
- Gold / Silver jewelry