Privacy Policy

Dhanabandhavya Nidhi Limited (The Company) recognizes the expectations of its members with regard to privacy, confidentiality and security of their personal information that resides with the Company. Keeping personal information of members secure and using it solely for activities related to the Company and preventing any misuse thereof is a top priority of the Company. The Company has adopted the privacy policy aimed at protecting the personal information entrusted and disclosed by the members [“the Policy”]. This policy governs the way in which the Company collects, uses, discloses, stores, secures and disposes of personal information and sensitive personal data or information.

”Personal information” means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the Company, is capable of identifying such person.
“Sensitive personal data or information” of a person means such personal information which consists of information relating to:

• password.
• financial information such as Bank account or debit card or other payment instrument details.
• physical, physiological and mental health condition.
• sexual orientation.
• medical records & history.
• biometric information.
• any detail relating to the above clauses as provided to body corporate for providing service.
• any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise. Provided that, any information that is freely available or accessible in public domain or furnished under the right to information act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of this policy.

This Policy is applicable to personal information and sensitive personal data, or information collected by the Company or its affiliates directly from the members or through the Company’s online portals, mobile apps and electronic communications as also any information collected by the Company’s server from the members’s browser.

The Company collects and uses the financial information and other personal information from its members. This information is collected and used for specific business purposes or for other related purposes designated by the Company or for a lawful purpose to comply with the applicable laws and regulations. The Company shall not divulge any personal information collected from the member, for cross selling or any other purposes.
The authenticity of the personal information provided by the member shall not be the responsibility of the Company.
Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal information for the purposes of this Policy and the Company shall not be responsible for the same.

The personal information collected by the Company shall not be disclosed to any other organization except:

1. where the disclosure has been agreed in a written contract or otherwise between the Company and the member.
2. where the disclosure has been agreed in a written contract or otherwise between the Company and the member.
3. where the Company is required to disclose the personal information to a third party on a need-to-know basis, provided that in such case the Company shall inform such third party of the confidential nature of the personal information and shall keep the same standards of information/ data security as that of the Company.

The security of personal information is a priority and is protected by maintaining physical, electronic, and procedural safeguards that meet applicable laws. The Company shall take reasonable steps and measures to protect the security of the member’s personal information from misuse and loss, un-authorized access, modification or disclosure. The Company maintains its security systems to ensure that the personal information of the member is appropriately protected and follows the extant standard encryption norms followed for the transmission of information. The Company ensures that its employees and affiliates respect the confidentiality of any personal information held by the Company.

In order to address any discrepancies or grievances related to the personal information residing with the Company, the member may visit:  https://www.dbnl.co.in/

• By email: info@dbnl.co.on or dbnlinfo@gmail.com
• By phone number: +(91)-7483437898
• By mail: DHANABANDHAVYA NIDHI LIMITED.,
  5/A, SRINIVASA NILAYA, 1ST MAIN, 1ST STAGE, KHB COLONY, BASAVESHWARANAGAR, BENGALURU Karnataka – 560079

The Company may, from time to time, change this Policy. The effective date of this Policy, as stated below, indicates the last time this Policy was revised or materially changed.

Dhanabandhavya Nidhi Limited digital platforms use various third-party analytical tools. These tools use cookies which are downloaded to your device when you visit a website in order to provide a personalized browsing experience. Cookies are used for lots of tasks like remembering your preferences & settings, provide personalized browsing experience and analyze site operations. These cookies collect information about how users use a website, for instance, how often visited pages. All information collected by third party cookies is aggregated and anonymous. By using our website user/s agree that these types of cookies can be placed on his/her device. User/s is free to disable/delete these cookies by changing his/her device / browser settings. Dhanabandhavya Nidhi Limited is not responsible for cookies placed in the device of user/s by any other website and information collected thereto.

24^th November 2021